If losing weight is on your list of goals for this year, we have good news: Weight-loss surgery and the weight-loss programs associated with them are an effective way to shed pounds and get yourself on track toward a healthier, longer life. However, you may be asking if weight-loss programs are covered by medical insurance.
Planning to undergo weight-loss surgery or participate in nonsurgical weight-loss programs costs money. So, it is important to plan financially for what type of situation you and your doctor think might be most beneficial to your health and wellness goals.
Here are some things to keep in mind while you are doing your research.
Insurance Coverage for Weight Loss
Your first step is to see if your insurance company will pay for weight-loss surgery or weight-loss programs. Call them directly to learn about the benefits you have.
If they cover all or a portion of the surgery or program, that is great news. Then you can move to the next step of meeting with our team of surgeons and medical staff at Olde Del Mar Surgical to determine if you are a candidate for surgery.
This will help you decide which weight loss program or bariatric surgery is best for your body and specific situation.
Variety and Options
Our clinic accepts a variety of insurance:
- Aetna PPOs
- Aetna Managed Choice POS
- Aetna Managed Choice PPO
- Aetna Open Choice PPO
- Anthem Blue Cross Advantage PPO
- Anthem Blue Cross POS
- Anthem Blue Cross PPO
- Anthem Blue Cross Prudent Buyer PPO
- Blue Shield POS
- Blue Shield PPOs (excluding Individual PPO — On/Off Exchange)
- Champus TriCare for Life (Supp.)
- Champus TriCare Prime
- Champus Tricare Select
- ChoiceCare Network/Humana PPO
- Cigna Open Access Plus PPO
- Cigna POS
- Cigna PPOs
- Coventry Healthcare/First Health PPO
- Health Net PPOs
- Health Net Select POS
- Health Smart PPO
- Liberty MediShare
- Medicare Assignment
- Molina Dual Options Cal MediConnect
- Molina Medi-Cal HMO
- Molina Covered California
- MultiPlan PPO
- Pacific Foundation for Medical Care PPO
- Three Rivers Provider Network PPO
- UnitedHealthcareChoice EPO
- UnitedHealthcareChoice Plus POS
- UnitedHealthcare Signature POS
- UnitedHealthcare Signature Value PPO
- UnitedHealthcare Options PPO
- UnitedHealthcare PPOs
- UnitedHealthcare Signature Options PPO
If your insurance company is not on this list, don’t worry! That doesn’t make bariatric surgery or a weight-loss program completely out of the question for you. It just means you will need to look a little closer at your finances to determine how to pay out of pocket for it.
Our team will give you a list of the various costs and fees that are required so you know what to plan for.
Keep in mind that the prices will depend on what program or surgery you go with. Some of our patients that have paid out-of-pocket have waited a little bit longer and saved some money for the surgery, while others have taken advantage of our financing options.
Good Health with Olde Del Mar Surgical
Maintaining a healthy weight via weight management programs and avoiding lengthy hospital stays are two ways in which a surgical procedure can benefit your personal bottom line both pre-op and post-op.
At Olde Del Mar Surgical, our team of bariatric surgeons and weight-loss experts will guide you every step of the way.
Health education is just as important as the medical procedures themselves. This is why our approach to health care includes more than just bariatric surgeries. It includes information about meal replacements for your long-term health.
Losing weight has been shown to improve the health and wellbeing of obese patients and to help improve or prevent obesity-related ailments, such as type 2 diabetes and sleep apnea.
However, in consultation with your doctor, it may turn out to be the case that one of our bariatric surgeries may be the best course of action. This can include adjustable gastric bands, gastric bypass surgery, biliopancreatic diversion with duodenal switch, or another type of surgery. Some remove part of the stomach or part of the small intestine. Our team will let you know all the details.
Whatever you decide is best for your unique situation, remember that losing weight contributes to living a healthier life.
And that is worth every dollar you spend.
We look forward to talking to you soon about your weight loss surgery.
We have created an inviting and welcoming space in which to share your story with us so that we may get to know you and your situation better. As we’ve mentioned in this piece, our approach to bariatric surgery and other weight-loss procedures is more than just the surgery or process itself. It’s a lifetime commitment — one that we’re happy and excited to share with you.
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