Insurance And Financing


We accept most insurance plans. Patients with Medicare, PPO, or paying out of pocket do not need a referral.

Patients with HMO insurance will need a referral from their primary care physician.

Our clinic is part of the Molina Healthcare Network, San Diego Physicians Medical Group HMO, Prospect Medical, Health Excel and Golden Physicians HMO.

If you need, our team will verify your benefits to determine coverage for surgery. If you are unsure if your insurance will cover the weight loss surgery cost or wish to bypass insurance, you are more than welcome to schedule a consultation to discuss your options.

Our typical charge for a consultation not covered by insurance, or if you don’t have insurance is $195


For patients who do not have insurance or funds immediately available, we have an established relationship with third party surgery financing via Prosper Healthcare Lending to fund expenses. Once you and your surgeon decide on the type of surgery you need, our staff will be happy to assist you and get your surgery financing in order.

Prosper Healthcare Lending’s Benefits:

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast and easy loan inquiry process
  • 100% confidential

Although healthcare is undoubtedly expensive, hospitals are often willing to offer substantial discounts if all fees are paid in advance. We can leverage our relationships with hospitals to offer patients competitive and affordable prices, at a time when they need to focus more on their health than the financial burdens of health care.

Given all the complexities of putting together a fee for your surgery financing, it is best to wait until you have seen the surgeon before we advocate a price with the hospital on your behalf. We do not mark up prices. We pass 100% of the cost savings to you.