Insurance and Financing 2018-06-21T12:03:39+00:00

Insurance and Financing

At Olde Del Mar Surgery, we accept most insurance plans. Patients with Medicare, and PPO insurance do not need a referral from their primary care physician.

We are part of Molina, The San Diego Physicians Medical Group aka San Diego Physicians Medical Group HMO, and will gladly see other HMO patients with a referral from their primary care physician. We will verify benefits to determine coverage for bariatric surgery, general surgery, or medical weight loss, and will notify you as soon as possible. Patients are welcome to set up a consultation appointment and we will verify benefits prior to their appointments. If you are not sure about your insurance coverage, or wish to bypass insurance, we can schedule a consultation Dr. Bhoyrul for $195.

Financing My Weight Loss Procedure

The majority of our patients are able to get most (sometimes all) of their medical expenses covered by PPO health insurance, or medicare. For patients who do not have insurance, or have no coverage for surgery, we have an established relationship with 3rd party surgery financing companies to fund their expenses. Once you and your surgeon decide on the type of surgery you need, our staff will be happy to assist you and get your surgery financing in order. Although health care is undoubtedly expensive, hospitals are often willing to offer substantial discounts if all fees are paid in advance. We can therefore use our relationships with the hospitals to offer our patients competitive and affordable prices, at a time when they need to focus more on their health than the financial burdens of health care. Given all the complexities of putting together a fee for your surgery’s financing, it is best to wait until you have seen the surgeon before we advocate a price with the hospital on your behalf. We do not mark up prices. We pass 100% of the cost savings to you.

Third Party Financing

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

Immediate decisions for loans under $35,000
Longer terms for lower monthly payments
No collateral required
No prepayment penalties
Fast & easy loan inquiry process
100% Confidential

Please give us a call at 858.457.4917 to learn more about how Olde Del Mar Surgical is here to help you work out your weight loss surgery insurance coverage and financing.